48
Economics5h 48m ago

The Bank of England's next base rate announcement is due on 18 June, with the rate currently sitting at 3.75%.

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England

Who
Bank of England, Joseph Lane
What
The Bank of England's next base rate announcement is due on 18 June, with the rate currently sitting at 3.75%.
When
Sat, 13 Jun 2026 11:16:37 GMT · 5h 48m ago
Where
England ·
Why
Mortgage broker Joseph Lane explains that many homeowners and buyers focus too much on the base rate, while swap rates are a key factor lenders use for pricing fixed-rate mortgages.
The Frontline Impact

How this affects you

Homeowners in England face uncertainty regarding mortgage rates as the Bank of England prepares to announce its next interest rate decision, with experts advising to consider factors beyond just the base rate, such as swap rates, which can influence mortgage deals even if the base rate remains unchanged.

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